Income Tax Calculator
Work out your take-home pay after PAYE income tax, ACC earners' levy, KiwiSaver and student loan repayments. Enter your pay and choose how often it is paid.
Rates used (2026-27 tax year)
| Income up to $15,600 | 10.5% |
| $15,601 to $53,500 | 17.5% |
| $53,501 to $78,100 | 30% |
| $78,101 to $180,000 | 33% |
| Over $180,000 | 39% |
| ACC earners' levy (on earnings up to $156,641) | 1.75% |
| Student loan (on income over $24,128) | 12% |
This is an estimate only, for the 2026-27 tax year (1 April 2026 to 31 March 2027). It assumes this is your main job, paid over a full year, and doesn't include tax credits such as the independent earner tax credit (IETC). For advice on your own situation, contact us.